Pricing
Swarnim Central Payment Plan Explained: Every Instalment from ₹49,000 to Possession
The payment plan for Swarnim Central is a milestone-based schedule. Here is each stage, what it is linked to and how to plan for it.
The schedule
- At registration: ₹49,000 (refundable within 30 days for unsuccessful or not-interested applicants)
- At the time of allotment: ₹9,51,000 as booking amount
- Within 30 days of allotment: ₹10,93,619.53 (40% BSP + EDC/IDC + GST + 100% PLC, if applicable)
- After 24 months of booking: ₹15,70,214.65 (30% of BSP + EDC/IDC + GST)
- On applying for OC: ₹13,13,795.98 (25% BSP + 30% of EDC/IDC + GST)
- On possession: ₹2,56,418.66 (5% of BSP)
Does it add up?
Adding the six amounts gives ₹52,34,048.82, the all-inclusive total price of the 296.01 sq ft unit.
What does OC mean?
OC stands for Occupancy Certificate, the document issued by the local authority confirming that a building is fit for occupation. The OC-linked instalment is due when the developer applies for it.
Planning your cash flow
The heaviest early outflow is at allotment and within 30 days afterwards. If you plan to take a loan, discuss disbursement timing with the bank. HDFC Bank has approved a loan facility for the project.
Frequently asked questions
How much do I pay at allotment?
₹9,51,000 is payable at the time of allotment as the booking amount.
When is the 24-month instalment due?
₹15,70,214.65 is due after 24 months of booking.
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Disclaimer: This article is for general information and is not financial, legal or tax advice. Prices and terms are subject to change without notice; verify details with the developer and official RERA records. Images are artistic impressions. Returns are not guaranteed. HRERA Reg. No. HRERA-PKL-RWR-747-2025.